Very few school children learn about the value of money and how to loo

Very few school children learn about the value of money and how to look after it, yet this is a critical life skill that should be taught as a part of school curriculum.
Do you agree or disagree?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.

– Bài viết mẫu IELTS –

An academic institute usually deals with science, arts and commerce related subjects while ignores teaching money management and this is why it is often noticed that students who do well in school struggle while taking care of their finances in real life. Having said that, academic and financial intelligence cannot be seen as inherent contradictions, but they truly are two mutually independent competencies. I personally believe that value of money and money management should be taught in schools.

The author of the book “Rich Dad Poor Dad” terms Financial Independence as ‘you being able to make your money work for you and not the other way around’. Students who get to learn about how to spend, invest and save money rarely find themselves in financial predicaments despite what their salaries bring in. Such skills are often inculcated through parents or by observing people who practice them. On the other hand, students who lack these skills usually find themselves with insufficient funds no matter how much their jobs pay them. They never learn to develop their assets. It renders them dependents on their jobs for life as it is their only source of income. The earnings are mostly spent on their liabilities leaving them with paltry savings.

If money management is taught as a part of school curriculum, all the students will get a chance to learn such skills. They will grow up to have more knowledge of money and finance. Consecutively, they will have a better perspective while making financial decisions. This will lead to a more stable, enriched and self-reliant society.

To conclude, I would say that earning money may not be the goal in life but it is the money that provides us with our basic needs and the sense of security. All these points advocate that learning the skills to value and handle money is definitely a crucial part of life. Thus, I believe that lessons for financial management should be made a part of school curriculum so that more and more students can have a chance at a financially stable future.

[Written by – Gunjan Mahindre]

Sample Answer 2: (Disagreement)
Whether money management should be a part of the academic curriculum is a great debate. Most of the schools are already overwhelmed with the subjects they have to teach and adding personal financial affairs to the syllabus would make things worse. Moreover, this is a skill that teachers cannot instil in a child through lectures and exams and this is why I personally believe that parents should take this responsibility.

To begin with, no matter how many chapters someone reads or how many exams he takes on the value of money in life, until he takes the responsibility and earns it, is impossible to learn the practical aspect of personal finances. Teachers are not in a position to decide whether a student should work besides study and manage his finance. Parents, on the other hand, are ideal to handle this. They can teach their children the value of money and put them in situations when they need to take responsibilities. Moreover, learning to manage someone’s finance is a different type of skill that class lectures cannot teach. Finally, a teacher does not know every aspect of a student’s family and their financial condition. This is why the same lecture is not suitable for all students. Parents are in a far better position to let their children learn this essential life skill.

To conclude, money management is a practical aspect of life and theoretical classes are ineffective to develop this great skill. Parents, on the contrary, should take command of this aspect and prepare their children how to value money and handle personal finance efficiently.
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